Senior Mortgage Advisor | NMLS# 1875587

Darin Daniels

Darin Daniels, a resident of Winnetka on the North Shore of Chicago, boasts an impressive career spanning over 25 years in both business and the real estate industry. Currently serving as a Senior Mortgage Advisor with Nations Lending, he has become a respected figure in the field due to his extensive experience and expertise. The lending business is all about being personable and interacting with potential clients, referral sources and communities,” he says. “Mortgage financing is not just about the product or rate; it is about delivering an exceptional customer experience.
Specializing in custom mortgage lending for Jumbo loans, second homes, newly constructed, and multi-unit homes, Darin also provides corporations and unions in the Midwest with specialized employee mortgage programs and education. He can help clients find financing that complements their wealth-building strategies and serves as a full-service resource for high-net-worth buyers with complex income or asset management situations.
In addition to his role at Nations Lending, Darin holds the position of Midwest Director for Powerhouse Smart, a renowned luxury real estate group with chapters in prominent cities such as Chicago, Naples, Santa Monica, and Minneapolis. His involvement in this blue-chip organization underscores his commitment to excellence and innovation within the real estate sector.
Prior to his career in real estate, Darin was deeply involved in the fitness industry, competing at the National level in two different sports. He served as a partner and CEO in a Nationwide Health club chain, helping the company grow to over 150 clubs with $140 million in annual sales. Over the past 25 years, he has also been a successful real estate investor, actively buying, holding, and flipping properties.
Darin obtained his real estate license in 1997 and subsequently launched his own real estate company, developing luxury single-family and multi-family residences in both Seattle and Chicago. Beyond his professional accomplishments, he has actively contributed to his community, serving on the Board of the Chicagoland Italian American Professionals, being a member of the Highwood Chamber of Commerce, The North Shore Barrington Association of Realtors, and participating in numerous real estate groups in the Chicago area.
Darin is also the founder of the North Shore Social Club, a member only club which meets monthly for social networking, and the Single Malt Society, a Scotch tasting and social group. Outside of work, Darin enjoys spending time with family, traveling, attending the theatre, social events, strolls around the neighborhood, golfing, dining out, cooking, and volunteering with his church.

224-234-1419  |   [email protected]
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Loan Types

FHA

Details

FHA loans are designed with the first-time home buyer in mind. It allows for little money down, lower closing costs, and an easy-to-meet credit score requirement.
It makes for the perfect type of loan to meet the needs of buyers from all walks of life.

FHA Loans Offer:
• Minimum down payment of only 3.5%
• Credit score as low as 500*
• Flexible debt-to-income ratios
• 100% of down payment and closing costs can be a gift
• Flexible reserve requirements
• Up to 6% seller contributions towards closing costs and pre-paid items

We Offer:
• Purchase loans
• Rate-term refinancing
• Cash-out refinancing
• Streamline refinance
• 203(h) - Mortgage Insurance for Disaster Victims

FHA

1st Time Buyer

Details

We help everyone with their housing goals, including the all important First-time homebuyer. Highlights and benefits for these first-timers are riddled throughout our product array, and they include:
We offer:
• Low down payment options
• Eligible sources of funds include gift funds from eligible sources
• DPA assistance that may be available in your local markets
• Zero down payment options for VA and USDA buyers
• Reduced Mortgage Insurance requirements for certain programs
• FICO scores as low as 500 on certain products

1st Time Buyers

Conventional

Details

We are an approved Fannie Mae and Freddie Mac seller and offer the best fixed and adjustable-rate loans for your home buying needs. As long as you meet the minimum requirements with down payment and credit score, we can help you secure the home of your dreams today!
We offer:
• Purchase loans
• Rate-term refinancing
• Cash-out refinancing

Conventional

Jumbo

Details

Our jumbo loans are a solution for borrowers who want to go big with the dream of primary homeownership, as well as securing a 2nd or vacation home.
This jumbo loan product also supports a lower-than-industry average required down payment -perfect for those buyers who want to keep more cash in the bank – with all the benefits exceeding those of a conforming loan.

We Offer:
• Purchase, no cash-out refinance and cash-out refinance
• All occupancy types
• Loans to $2M
• Jumbo AUS
• Non-Warrantable Condos
• No Mortgage Insurance
• First-time homebuyers permitted
• Blended ratios

Jumbo

VA

Details

VA home loans are offered to our country’s bravest men and women. No one knows the comfort of their home more than those who served and that’s why we’re proud to offer loans to our nation’s heroes.
Find the perfect place to kick off your boots with 100% financing available or explore interest rate reductions or cash out refinance options.

We Offer:
• Purchase loan
• Cash-out refinancing
• Interest Rate Reduction Refinance Loan (IRRRL)

VA

USDA

Details

Get a home loan with up to 100% financing
Whether you are an experienced or a first-time homebuyer, you may be able to qualify for a USDA home loan with no money down! These government backed loans are perfect for families and individuals interested in purchasing homes in rural communities. Ask your personal mortgage advisor if this is the right loan for you!

We Offer:
• Purchase
• No cash-out refinance
• Streamline Refinance
• Simple Refinance

USDA

BRANCH NMLS. 2424488 | 2141 S HALSTED ST, CHICAGO, IL 60608 | 877-687-3184