Our - Beyond Commission - platform allows real estate professionals to earn income on both property sales & property refinancing. In addition to earning extra income, you get the full support of our corporate resources to help grow your business. Why settle for JUST real estate commission?

How does the process work?

Grow your residual income as easy as 1-2-3. (1) Sign up for Bēcom. (2) Submit fundings. (3) We market, fund, and pay. Leveraging real time data points and predictive analytics, we’re able to gauge the intent of former buyers & sellers; Whether they plan on listing a home, purchasing a new property, or refinancing.

Marketing Support:

There’s a lot to love about our Marketing team. It’s not just your standard issue flyers, our team provides omni-channel support:

  • Lead Generation
  • CRM Access
  • CRM managed for you
  • Video Production support
  • Creative Support

Nations Lending Corporation™ is one of the fastest-growing mortgage lenders in the U.S. Headquartered in the Cleveland, Ohio area, it is licensed to lend in all 50 states and employs more than 750 employees throughout 85 branches across the U.S. The company makes its mission of "home loans. made human.™" an integral part of its mortgage experience, offering tailored customer service and a variety of programs to suit any home buyer's needs: FHA, VA, Conventional, Jumbo, USDA, and more. Nations is an agency-direct lender with Fannie Mae, Freddie Mac and Ginnie Mae and retains mortgage servicing rights on 96 percent of the loans it originates. The company is a two-time Inc. 5000 winner, which lists the fastest-growing privately held companies in the country. Nations was named a top-100 lender by National Mortgage Professional Magazine; a six-time winner of Scotsman Guide's Top Mortgage Lenders; and a Top Workplaces for Millennials winner by Fortune Magazine. Nations consistently ranks as a top IMB at National Mortgage Professional and Mortgage Executive Magazine.

We offer best-in-class support for Bēcom members

Our Products

A short overview of our products

LOMA

Learn about our Loan Officer Marketing Assistants

We're licensed in all 50 states

• We’re a direct seller to Fannie, Freddie and Ginnie
• We service 96% of the loans we originate. We own the experience.
• In-house underwriting for 203K renovation loans and robust portfolio of Non-QM products, including Bank Statement Loans, Foreign Nationals, Asset Depletion and Non-Warrantable Condos*

750

Employees

50

Licensed States

85

Branches Nationwide

10

Servicing Portfolio

Leadership

Eric Roman
EVP
Mike Towery
SVP Western Divisional Manager
Dave Critzer
CFO
Cheryl Lieber
CAO
Cindy Baird
EVP Operations
Jeff Goshert
CCO
Tim Dowling
SVP Eastern Divisional Manager
Howard Lee
CMO
Craig Bobroy
Sr. Director Capital Markets
Justin Sopko
VP National Sales Operations

Featured on:

Best-in-class operations. Common sense Underwriting.

Nations Lending is a direct mortgage lender with Fannie Mae, Freddie Mac, and Ginnie Mae. There are no middlemen, therefore we have more flexibility when it comes to underwriting. At Nations Lending, we look at each loan objectively.

Nations Lending’s Accelerated Competitive Edge Approval (ACE) program is designed to make your buyer’s offer stand out to home sellers. It gives you an edge over the competition by proving you are able to close on the deal.
With an ACE approval, borrowers complete a loan application and receive full financing approval from an underwriter before making an offer on a home.

Our direct submission platform allows Loan Officers to expedite the mortgage application process. In a competitive market, this saves valuable time and gives potential buyers another advantage when placing an offer.

1. Document review: Providing you the ability to review and sign most documents in advance of your appointment so there is less paperwork at your closing. Your closing can be as fast as 10-15 minutes saving you valuable time.
2. Single place for communication: One platform for you and our teams to collaborate before and during settlement. Eliminates most calls, emails, and texts messages.
3. Increased security: Send and receive closing documents to and from a secured central location. Reduced signing errors which leads to fewer funding delays.

Social Media

Content Creation
Advertising / Leads
Custom Videos
Automated Followup
User/Follower Growth
Automated Content Push

Outreach

Events
Referral Partner Growth

CRM

Managed for Realtors
40+ E-mail Journeys
Print Collateral
Social Content
Video Content

Web Dev

Custom Landing Pages
Lead Funnel Pages
Custom Personal Pages
Co-branded Referral Partner Pages
Custom Apply Pages
FTB Landing Pages
Custom Referral Outreach Pages

Checkout our marketing webinar 

This live webinar will be held on the first & third Thursday of every month at: 2pm EST, 1pm CST, 12pm MST, 11am PST.

CRM done for you

In partner+ Loan Officers & referral partners have access to a robust content library that has been pre-approved by Compliance. Listing flyers, program-oriented flyers, postcards, door hangers and more will all be available within this on-demand print marketing library.

• Training and tutorial videos
• 80 Email Marketing Journey
• 700+ print pieces in library
• 300+ social media content

tienes contenido en español

Simply put, if we do it in English we can do it in Spanish. Access tons of great content, in Partner+, for Spanish speaking buyers and sellers.

Social Media Support

On demand video production

The cornerstone of good digital marketing is good content. Unfortunately most mortgage professionals aren't content experts. Nations Lending has developed an industry first; called Creators Club. Creators Club is a hands on solution that allows you to capture personalized content with the support of our creative team.

All Creators Club members receive: the Black Box studio / Creative Direction / 1 on 1 coaching / Video post production & editing

Organic Content

Not a social media whiz? Not a problem! Our marketing team will push engaging content to your social channels automatically.

Lead Gen

Nations Lending has cracked the social media marketing code. Since our data warehouse is able to target exclusive leads that do not have buyer agent representation, you'll bring only the hottest leads to your referral partners. Our Facebook leads have a contact rate north of 50 percent, and their average credit score is in the 600s. No cold-calling. No chasing realtors. No complicated "techie" stuff. Just your team and the Nation standing behind you, driving results.

Custom web development

We believe in adding real value for our referral partners. We also believe in supporting our branch managers and loan officers out in the field. The Nation's marketing team has developed a web platform to help you deliver customized presentations to potential referral prospects & borrowers. A marketing team member will partner with you directly to help develop your unique presentation.

Platforms built with referral partners in mind.

Your Property Website

Leveraging our technology, we will create a single, co-branded website for every listing, with the push of a button. Choose your favorite look and feel from seven different website templates. Got a video tour of your listing somewhere else on the web? Easily add it to your single property site in one simple step.

See Example

Custom Flyers

Need to create community flyers based on floor plans, events, or loan program flyers? We have your marketing covered.

Flyer ExampleInfographic

Digital Open-House Sign in Sheet

Real Estate agent partners can bring their Open Houses into the 21st Century with this dynamic, handy tool. By signing in digitally, each Open House attendee can easily be placed on lead capture email journeys and slotted for other follow-up communications. The best part? Total Expert automates the communication and encourages the lead to contact the real estate agent, to keep agents from constantly playing follow-up with cold leads.

Lead Capture Tools:

The Marketing tools in Total Expert are so much more than just pretty pictures. Provide home real time valuations for prospective sellers. It's just another way that Total Expert and your partners at Nations Lending are working to add real value to your business.

Your Client Portal

Nations Lending employs the industry-leading Blend Point-Of-Sale system, which makes the digital application and loan milestone process faster and easier than ever. We share the app with our realtor partners, and borrowers receive a simple link to the client portal, where they’ll start the loan process. Transparent communication means you stay informed on the client’s loan application every step of the way. Borrowers can simply snap photos of documents and upload them directly from their smartphone, and you’ll be notified at every loan milestone.