We're all about adding value!
Some call it going above and beyond. Others say they give 110%. At NLC Loans*, going beyond our stakeholders’ expectations is just the way we do business. Adding real value to our partnerships, customer experience and community engagement is the cornerstone of NLC Loans. With the full support and resources of NLC Loans* corporate office, we can grow our businesses together, as partners.
*in lieu of true name, Nations Lending Corporation
Why William?
As a mortgage professional, my number one goal is to provide the best possible service to my clients. When you work with me to purchase or refinance your home, you will have access to me at all times, and will be kept up to date on the progress of your loan throughout the process. I understand how stressful the process can be, and realize how important it is to communicate as we work to get you to the closing table. I believe that building a successful business in the mortgage industry requires a customer centric approach, and this is what you will experience when working with me.
WILLIAM THORNTON
Personal Mortgage Advisor | NMLS# 37647
(C) 631-645-3925
We're licensed in all 50 states
• We’re a direct seller to Fannie, Freddie and Ginnie
• We service 96% of the loans we originate. We own the experience.
• In-house underwriting for 203K renovation loans and robust portfolio of Non-QM products, including Bank Statement Loans, Foreign Nationals, Asset Depletion and Non-Warrantable Condos*
National Products Mix
Our Product line includes:
Conventional Agency Loans, including:
• HomeReady/Home Possible – 3% down – income limits
• HomeOne/Standard 97 – 3% down – no income limits
• HomeStyle Energy
• HomeStyle Renovation
• RefiNow at NLC Loans
FHA Loans, including:
• FHA – 3.5 down – no income limits
• FHA 203K Renovation loans
• VA Loans, including
• VA 100% - no down payment required – no income limits
• VA Jumbo loans
• VA New Construction
• VA Joint Loans
Jumbo Loans, including:
• LTV’s as high as 89.99% with No Mortgage Insurance
• Loan amounts up to $5 Million
USDA Rural Development:
• LTV’s as high as 89.99% with No Mortgage Insurance
• Loan amounts up to $5 Million
Access to over 80 state specific bond and housing programs across the country:
• Includes the Chenoa Fund serving all 50 states w/ DPA assistance at 3.5% to 5%
Platforms built with you in mind.
Your Property Website
Leveraging our technology, we will create a single, co-branded website for every listing, with the push of a button. Choose your favorite look and feel from seven different website templates. Got a video tour of your listing somewhere else on the web? Easily add it to your single property site in one simple step.
Custom Flyers
Need to create community flyers based on floor plans, events, or loan program flyers? We have your marketing covered.
Lead Capture Tools:
The Marketing tools in Total Expert are so much more than just pretty pictures. Provide home real time valuations for prospective sellers. It's just another way that Total Expert and your partners at NLC Loans are working to add real value to your business.
Realtor Support
Realtors love our marketing assistant program because they can rely on our LOMAs to consistently provide marketing materials for each for their listings. From new listing kits, open house marketing kits, social media posts, to property websites we’ve get them covered. Our LOMA service can even help realtor partners drive new leads by giving them lead generation tools they can use.
expand your influence⚬
expand your influence⚬
expand your influence⚬
expand your influence⚬
expand your influence⚬
expand your influence⚬
expand your influence⚬
expand your influence⚬
expand your influence⚬
Within our community
With our team generating additional leads and distributing them to your team of Realtors, you will have a recruiting advantage within your market. 80% of these exclusive, pre-approved leads DO NOT have an established relationship with a realtor. Our marketing team then customizes ads targeting these leads and people like them, which can be based on your listings. We acquired 2.3 million of these leads across the company in 2020.
Within your industry
Our industry is changing quickly. Even quasi-partners like Zillow have started to encroach on our core business model of Real Estate Agency and Mortgage Lending. Zillow and others, like Lending Tree, will be direct competitors in the future. So, why not partner with a local entrepreneur who is engaged and invested in our community, and is fully backed by a lender that is positioned to continually invest heavily in technology/marketing? Partner with a local entrepreneur who understands that 95% of buyer journeys start online. But perhaps most importantly, partner with a local entrepreneur who cares enough to give your Realty team the service and attention you deserve and should expect, so we both grow, as partners.
NLC Loans fosters relationships like this one through paid search, social media ad buys and other avenues. We are ready to commit to a partner with whom we will share our resources and knowledge-base
Buyer Seminars will also be a great educational asset for your clients, whether they’re first-time homebuyers or real estate investors. But why stop there? Let’s combine forces to build both brands around town with co-sponsored community events. The sky is truly the limit with this potential partnership.
Your Client Portal
We employ the industry-leading Blend Point-Of-Sale system, which makes the digital application and loan milestone process faster and easier than ever. We share the app with our realtor partners, and borrowers receive a simple link to the client portal, where they’ll start the loan process. Transparent communication means you stay informed on the client’s loan application every step of the way. Borrowers can simply snap photos of documents and upload them directly from their smartphone, and you’ll be notified at every loan milestone.
All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Corporate NMLS Unique Identifier # 32416. Verify a mortgage company or individual license on the Nationwide Mortgage Licensing System Consumer Access site: www.nmlsconsumeraccess.org. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal Income tax purposes; and the consumer should consult a tax advisor for further information regarding the deductibility of interest and charges. U.S. Dept. of Housing & Urban Development Mortgagee-FHA Lender ID # 23773-0000-0, 23773-00017 (Unconditional Direct Endorsement Approved), USDA SFHGLP Approved. Department of Veterans Affairs VA Automatic Lender 569997-00-00. Nations Lending Corporation d.b.a. Nations Lending, NLC Loans, Nations Lending of Ohio, NEO Purchase Team at Nations Lending, NLC Loans in Lieu of True Name Nations Lending Corporation, Ohio Purchase Team at Nations Lending, The NEO Purchase Team @ NLC Loans, www.easttexaslending.com, Gravity Mortgage. Nations Lending is an Equal Housing Lender.
