We're all about adding value!
Some call it going above and beyond. Others say they give 110%. At Nations Lending, going beyond our stakeholders’ expectations is just the way we do business. Adding real value to our partnerships, customer experience and community engagement is the cornerstone of Nations Lending. With the full support and resources of Nations Lending’s corporate office, we can grow our businesses together, as partners.

Why Leslie?

Leslie Thomerson comes from a Mortgage Banking Family. She started her finance career as a builder loan officer, moved into being a Builder Account Manager, later Branch Manager and now back to doing what see enjoys, being a loan officer. Her ability to guide her clients thru the loan process goes unmatched in the Mortgage Industry.

She understands the entire buying process that her client will go thru and helps at every stage. Her team makes it their goal, to deliver a smooth transaction that is respectful of a client’s time and their financial goals.

My highest commendations for Leslie Thomerson. Leslie has represented me personally with the purchase of my home and my clients as a real estate agent. She is the hardest working person I have encountered in the loan industry. She has virtually been available to me and my clients 24 hours a day, 7 days a week. Her dedication is amazing! Leslie has exceeded my very high expectations for customer service. She is skillful handling the most difficult of clients. The amazing response time I receive from Steam’s, even from underwriting, lessens the stress on everyone involved.

The process could not have been more enjoyable: Leslie was nothing short of a miracle worker! Her communication skills is top par. She informs you of everything, every step of the way. She provided me with such good information and advice that I now consider her a mentor!

– Ryan H. USMC.

Leslie was great. Given I’m in the military and a first time buyer Leslie was very knowledgeable with certain documents I would need to provide. And given the state of the world at the time she was safe, professional, adaptable, and accommodating.

We're licensed in all 50 states

• We’re a direct seller to Fannie, Freddie and Ginnie
• We service 96% of the loans we originate. We own the experience.
• In-house underwriting for 203K renovation loans and robust portfolio of Non-QM products, including Bank Statement Loans, Foreign Nationals, Asset Depletion and Non-Warrantable Condos*

National Products Mix

Our Product line includes:

1

Conventional Agency Loans, including:

• 97% LTV
• 80/10/10 no MI, no impounds
• And much more
2

VA Loans, including:

• VA 100% - no down payment required – no income limits
• VA Jumbo loans
• VA IRRRL refinance- no appraisal, no income verified
• VA cash out refinance
3

FHA Loans, including:

• FHA- 96.5%
4

USDA Rural Development:

• USDA 100% - no down payment required – no income limits
5

Manufactured Homes:

• VA and FHA and Conventional
6

Jumbo Loans, including:

• LTV’s as high as 89.99% with No Mortgage Insurance
• Loan amounts up to $5 Million
• Jumbo arms 7 and 10 year
7

Contact me directly on Down payment assistance programs for California.

Platforms built with you in mind.

Your Property Website

Leveraging our technology, we will create a single, co-branded website for every listing, with the push of a button. Choose your favorite look and feel from seven different website templates. Got a video tour of your listing somewhere else on the web? Easily add it to your single property site in one simple step.

See Example

Custom Flyers

Need to create community flyers based on floor plans, events, or loan program flyers? We have your marketing covered.

Flyer ExampleInfographic

Digital Open-House Sign in Sheet

Real Estate agent partners can bring their Open Houses into the 21st Century with this dynamic, handy tool. By signing in digitally, each Open House attendee can easily be placed on lead capture email journeys and slotted for other follow-up communications. The best part? Total Expert automates the communication and encourages the lead to contact the real estate agent, to keep agents from constantly playing follow-up with cold leads.

Lead Capture Tools:

The Marketing tools in Total Expert are so much more than just pretty pictures. Provide home real time valuations for prospective sellers. It's just another way that Total Expert and your partners at Nations Lending are working to add real value to your business.

Realtor Support

Realtors love our marketing assistant program because they can rely on our LOMAs to consistently provide marketing materials for each for their listings. From new listing kits, open house marketing kits, social media posts, to property websites we’ve get them covered. Our LOMA service can even help realtor partners drive new leads by giving them lead generation tools they can use.

expand your influence

expand your influence

expand your influence

expand your influence

expand your influence

Within our community

With our Nations Lending team generating additional leads and distributing them to your team of Realtors, you will have a recruiting advantage within your market. 80% of these exclusive, pre-approved leads DO NOT have an established relationship with a realtor. Our marketing team then customizes ads targeting these leads and people like them, which can be based on your listings. Nations Lending acquired 2.3 million of these leads across the company in 2020.

Within your industry

Our industry is changing quickly. Even quasi-partners like Zillow have started to encroach on our core business model of Real Estate Agency and Mortgage Lending. Zillow and others, like Lending Tree, will be direct competitors in the future. So, why not partner with a local entrepreneur who is engaged and invested in our community, and is fully backed by a lender that is positioned to continually invest heavily in technology/marketing? Partner with a local entrepreneur who understands that 95% of buyer journeys start online. But perhaps most importantly, partner with a local entrepreneur who cares enough to give your Realty team the service and attention you deserve and should expect, so we both grow, as partners.

Nations Lending fosters relationships like this one through paid search, social media ad buys and other avenues. We are ready to commit to a partner with whom we will share our resources and knowledge-base

Buyer Seminars will also be a great educational asset for your clients, whether they’re first-time homebuyers or real estate investors. But why stop there? Let’s combine forces to build both brands around town with co-sponsored community events. The sky is truly the limit with this potential partnership.

Your Client Portal

Nations Lending employs the industry-leading Blend Point-Of-Sale system, which makes the digital application and loan milestone process faster and easier than ever. We share the app with our realtor partners, and borrowers receive a simple link to the client portal, where they’ll start the loan process. Transparent communication means you stay informed on the client’s loan application every step of the way. Borrowers can simply snap photos of documents and upload them directly from their smartphone, and you’ll be notified at every loan milestone.