Taide Chavez

Sales Manager | NMLS# 766029

As a California native with a passion for finance, my journey has been a whirlwind – from diving headfirst into the financial world at a young age to embracing the challenges and joys of family life with four kids. I've walked the path from student to Master's in Business holder, and now, as your mortgage professional, my focus is on making your journey seamless.

My story isn't just about numbers; it's about understanding people. Starting a family early gifted me with empathy, turning me into more than a numbers guy. I've been knee-deep in every facet of customer interaction, learning from the good, the bad, and the absolutely amazing service moments.

Navigating the mortgage process can feel like a maze, but I'm here to simplify it for you. Let's embark on this journey together, where your mortgage experience is not just a transaction but a tale of empowerment and success.

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“

Taide, thank you very much for everything you did in this transaction, you really resolved every question on time with the best attitude. God bless you.
Luz G.Mayer, AZ

“

The communication and answers were perfect. He was on track with any questions I had and great experience
Luis C P.Phoenix, AZ

“

Taide is an extreme hard working and motivated individual that is an excellent problem solver. His knowledge and his excellent customer service is why he is one of the best any could ask for!
Matthew B.Buckeye, AZ

“

Taide helped us increase our credit score and become competitive in the home buying market. He was very knowledgeable and quick to answer questions. We never felt like we were in the dark on anything through the process. Thanks Taide!
Ryan T H.Buckeye, AZ

Loan Types

FHA

Details

FHA loans are designed with the first-time home buyer in mind. It allows for little money down, lower closing costs, and an easy-to-meet credit score requirement.
It makes for the perfect type of loan to meet the needs of buyers from all walks of life.

FHA Loans Offer:
• Minimum down payment of only 3.5%
• Credit score as low as 500*
• Flexible debt-to-income ratios
• 100% of down payment and closing costs can be a gift
• Flexible reserve requirements
• Up to 6% seller contributions towards closing costs and pre-paid items

We Offer:
• Purchase loans
• Rate-term refinancing
• Cash-out refinancing
• Streamline refinance
• 203(h) - Mortgage Insurance for Disaster Victims

FHA

1st Time Buyer

Details

We help everyone with their housing goals, including the all important First-time homebuyer. Highlights and benefits for these first-timers are riddled throughout our product array, and they include:
We offer:
• Low down payment options
• Eligible sources of funds include gift funds from eligible sources
• DPA assistance that may be available in your local markets
• Zero down payment options for VA and USDA buyers
• Reduced Mortgage Insurance requirements for certain programs
• FICO scores as low as 500 on certain products

1st Time Buyers

Conventional

Details

We are an approved Fannie Mae and Freddie Mac seller and offer the best fixed and adjustable-rate loans for your home buying needs. As long as you meet the minimum requirements with down payment and credit score, we can help you secure the home of your dreams today!
We offer:
• Purchase loans
• Rate-term refinancing
• Cash-out refinancing

Conventional

Jumbo

Details

Our jumbo loans are a solution for borrowers who want to go big with the dream of primary homeownership, as well as securing a 2nd or vacation home.
This jumbo loan product also supports a lower-than-industry average required down payment -perfect for those buyers who want to keep more cash in the bank – with all the benefits exceeding those of a conforming loan.

We Offer:
• Purchase, no cash-out refinance and cash-out refinance
• All occupancy types
• Loans to $2M
• Jumbo AUS
• Non-Warrantable Condos
• No Mortgage Insurance
• First-time homebuyers permitted
• Blended ratios

Jumbo

VA

Details

VA home loans are offered to our country’s bravest men and women. No one knows the comfort of their home more than those who served and that’s why we’re proud to offer loans to our nation’s heroes.
Find the perfect place to kick off your boots with 100% financing available or explore interest rate reductions or cash out refinance options.

We Offer:
• Purchase loan
• Cash-out refinancing
• Interest Rate Reduction Refinance Loan (IRRRL)

VA

USDA

Details

Get a home loan with up to 100% financing
Whether you are an experienced or a first-time homebuyer, you may be able to qualify for a USDA home loan with no money down! These government backed loans are perfect for families and individuals interested in purchasing homes in rural communities. Ask your personal mortgage advisor if this is the right loan for you!

We Offer:
• Purchase
• No cash-out refinance
• Streamline Refinance
• Simple Refinance

USDA

BRANCH NMLS. 2473354 | 250 N LITCHFIELD RD STE 230 GOODYEAR, AZ 85338 | 888-593-1948